In the Democratic Republic of Congo, Gaël Mukendi wants to give power back to employees by offering them better control over their income. To this end, he has created a fintech solution.

MoneyVerse, a financial technology solution developed by a startup in the Democratic Republic of Congo, allows employees to access a portion of their earned wages at any time during the month. Founded in 2025 by Gaël Mukendi, its mission is to improve employees' financial well-being while helping companies manage salary advances more effectively and fairly.

"Our goal is to build useful, robust technology adapted to real-world conditions. We believe the future of finance in Africa lies in hybrid solutions, connected to our realities and driven by local talent," Gaël Mukendi explains.

The platform includes a mobile app where enrolled employees can track their working hours in real time and request a salary advance with a single click, eliminating the need to wait until the end of the month. The service is deployed directly in partnership with employers, who integrate the solution into their human resources and payroll systems.

MoneyVerse assumes both the risk and the funding of these advances, enabling employers to enhance employee well-being without impacting their own cash flow. This approach addresses a growing need for flexible pay in Africa, where many workers live paycheck to paycheck. It helps reduce reliance on costly and risky informal credit sources while encouraging better personal financial management.

MoneyVerse aims to establish itself in the inclusive finance sector in the DRC and the broader region. The fintech is focusing on gradual local growth before expanding into other French-speaking markets in Central and West Africa.

By Adoni Conrad Quenum,

Editing by Feriol Bewa