Koshiek Karan Builds Tools to Democratize Investment and Financial Education

By : Melchior Koba

Date : vendredi, 28 novembre 2025 06:06

  • BankerX uses AI-driven tools and media to expand financial inclusion across emerging markets.
  • The company’s podcasts rank highly on Apple Podcasts and Spotify among young professionals.
  • BankerX GPT supports financial decision-making with a focus on emerging-market users.

Koshiek Karan develops digital tools to reshape how people learn, use, and move money. He aims to open new paths for understanding, investing, and acting within the modern economy.

Karan, a former South African investment banker, now works as a financial content creator and serial entrepreneur. He founded several companies at the intersection of fintech, media, and wellness. He currently leads BankerX, a media and technology business.

BankerX, founded in 2020, positions itself as a hybrid platform combining financial media and technology. The company seeks to expand access to investing, saving, and money management. It relies on artificial intelligence, digital tools, and cross-border communities to support this goal. BankerX builds its offering around financial education, digital content, investor networks, and learning hubs.

The company defines financial inclusion and long-term wealth creation as its core mission, particularly for global audiences in Africa and other emerging markets. It blends AI, digital media, fintech tools, and human networks to help users understand money, invest, and build wealth over time.

BankerX produces content covering personal finance, markets, business, and macro-economy topics. Its podcasts rank high on Apple Podcasts and Spotify, with a strong following among young professionals and entrepreneurs.

BankerX also maintains an active presence on social media and its website. It publishes market news, analysis, and open educational resources on investing. The company designs its content to encourage immediate practical application.

The firm develops several technology projects, including BankerX GPT. The tool guides financial decision-making and supports operational tasks in finance, with a particular focus on emerging markets. It helps users analyse financial products, test scenarios, and clarify choices.

Alongside BankerX, Karan co-founded multiple companies. In 2021, he launched AltVest Capital, where he served as executive chairman until 2023. That same year, he created WealthX, an educational platform; RAX Wealth, a wealth-management technology firm; and Flex Fitness, an international wellness community.

Karan holds a finance degree from the University of Cape Town, awarded in 2012. He began his career in 2013 as an investment banking analyst at Barclays Investment Bank. In 2020, he joined Barloworld as a transaction adviser.

This article was initially published in French by Melchior Koba

Adapted in English by Ange Jason Quenum

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