Angela Ngo Ndouga has spent over 15 years studying the weaknesses in corporate finance. From Paris to Douala, she followed a clear path: first understanding the systems, then fixing their flaws.

A Cameroonian entrepreneur, Angela specialises in alternative financing and factoring across Africa. She co-founded Yellow Factoring, a fintech company launched in 2021.

Yellow Factoring digitises trade receivables to help small and medium-sized enterprises (SMEs) access quick cash. The platform allows companies to upload invoices, which Yellow Factoring reviews to verify and assess risk. It advances up to 80% of the invoice value in under 72 hours. The firm then manages collection and assumes the risk of non-payment.

Beyond cash advances, Yellow Factoring also provides administrative support, receivables management, financial training, and sector-specific tools for retail, import-export, and agri-food businesses.Yellow Factoring prioritizes small and medium-sized enterprises (SMEs) often left out of short-term financing, focusing especially on women-led businesses. The company collaborates with partners such as Afreximbank, the European Union, and the I&P Accélération programme in Africa.

By leveraging digital tools, Yellow Factoring automates processes, ensures operational transparency, and smooths interactions between entrepreneurs and creditors.

Before starting Yellow Factoring, Angela Ngo Ndouga co-founded Lusis & Co, a Cameroonian consultancy focused on operational performance and credit management, where she served as deputy managing director from 2016 to 2021.

She holds a master’s degree in international financial management from the Paris School of Business (2011). Angela began her career in 2008 at Société Générale Factoring in Paris as an international account manager. In 2011, she joined Coface Cameroon, a trade credit risk management firm, progressing from Factoring Account Manager to Head of the Factoring Department in 2014.

 Melchior Koba