The entrepreneur is developing projects that combine savings, payments, and distribution to revolutionize common financial practices for people in Africa.

Oussoumanou Sehou, a Cameroon-based entrepreneur, specializes in fintech and Know Your Customer (KYC) analysis. He is the founder and CEO of Molo Molo Pay, a company launched in 2022 that offers installment payments for everyday consumer goods.

Molo Molo Pay's mobile application allows users to reserve products like phones, motorcycles, and household appliances. Users can pay for these items in installments, making essential goods more accessible for people with limited financial resources. This approach is part of a broader financial inclusion strategy.

The application also features a savings tool, which helps users manage their payments gradually. A user selects a product, makes regular payments, and tracks their progress on the interface. Once the full amount is paid, they can pick up the item from a partner store. This model targets African markets where traditional credit systems are often difficult to access.

Sehou is also the founder of Nanou, a fintech platform launched in June 2025. Nanou allows users to receive items on credit and pay in installments. Additionally, he works as a KYC officer at Mastercard and is an associate at BlackRock, a U.S.-based asset manager and technology provider.

Sehou earned an advanced management degree in 2017 from the Pan-African Institute for Development in West Africa, located in Cameroon. He also holds a master’s degree in banking, business, finance, and securities law from HEC Paris, which he obtained in 2020.

His professional career began in 2018 as a data quality analyst at HSBC, a London-based banking and financial services group. From 2020 to 2023, he was a credit agent at FairMoney, a Nigerian startup specializing in instant loans.

Melchior Koba