• Adrian Hope-Bailie co-founded fintech firm Fynbos Money in 2021

• Company aims to help 1 mln young South Africans open tax-free savings accounts

• Platform uses Interledger and Open Payments standards for seamless digital finance

South African digital payments specialist Adrian Hope-Bailie is the co-founder and CEO of Fynbos Money, a fintech company launched in 2021.

Fynbos Money is building a savings and investment platform designed to give individuals simple and secure access to modern financial services. Its mission is to “help one million young South Africans open tax-free savings accounts (TFSA) as a first step into investing.”

The company relies on the Interledger protocol to power a universal payment solution integrated into its digital wallet. This wallet, developed under Open Payments standards, links multiple accounts and financial identities in one place, allowing users to manage funds, save regularly, and invest more easily.

Hope-Bailie graduated with a degree in information systems from the University of Cape Town in 2005. He began his career as a developer in several South African companies.

In 2008, he joined Ireland-based dotMobi as a senior engineer, then became head of professional services in Africa at S1 Corporation the following year. In 2012, he moved to U.S. fintech ACI Worldwide as services lead for Africa before joining Paycorp Holdings as a product development specialist.

In 2013, he became head of product development at Sanchion Payment Solutions. Between 2018 and 2021, he worked at U.S. company Coil as head of Interledger and services, where he played a key role in developing the Interledger protocol and Open Payments standards.