• Kenyan fintech entrepreneur Agosta Liko leads Pesapal, a payments platform that centralizes multiple payment methods for African businesses.

• Pesapal combines mobile money, bank card and contactless payments within a single system and payment terminal.

• The company also integrates payment services with hospitality and restaurant management software to streamline business operations.

Agosta Liko founded and leads Pesapal, a payment services platform that facilitates transactions for businesses and consumers.

Founded in 2009, Pesapal provides solutions that enable businesses to accept mobile money and bank card payments both online and through a unified payment terminal. The platform aims to simplify business operations by centralizing multiple payment methods within a single system while accelerating transaction processing.

Among its products, the startup developed a payment terminal that processes collections directly at points of sale. The device accepts both mobile payments and bank cards, including Visa and Mastercard, which gives customers greater flexibility during checkout. The solution also supports contactless payments through selected mobile devices, including Google Pay and connected watches.

In addition, the platform integrates with merchants’ existing cash register systems, allowing businesses to centralize sales and payment management within one tool. Pesapal also offers dedicated integrations for the hospitality and restaurant sectors through specialized software connections. These integrations allow businesses to combine payments, online reservations and operational monitoring through a single interface.

Before founding Pesapal, Agosta Liko launched Verviant in 2006, a U.S.-based IT consulting company. The company provides web design and development, programming, marketing, software development and technical support services.

 Before becoming an entrepreneur, Agosta Liko worked as a web administrator at litigation-focused law firm Shook, Hardy & Bacon between 2002 and 2003. He later served as a database systems engineer at First Citizens Bank from 2003 to 2008.

This article was initially published in French by Melchior Koba

Adapted in English by Ange J.A de Berry Quenum