• Signe Fokui Maxime founded and leads Bitkap, a multifunction digital wallet that supports FCFA and U.S. dollar transactions.

• Launched in 2020, Bitkap enables free international transfers, instant currency conversion and online payments.

• The platform targets financial inclusion by reducing costs and complexity in cross-border and domestic payments.

Signe Fokui Maxime is a Cameroonian software developer and technology entrepreneur. He founded and currently serves as chief executive officer of Bitkap, a multifunction application that operates as a digital wallet, money transfer service and online payment solution.

Launched in 2020, Bitkap allows users to deposit, store, send and withdraw money in CFA francs and U.S. dollars. The application focuses on simplifying everyday transactions by offering a fast and seamless experience completed in just a few clicks.

Users can fund their accounts in FCFA or USD and transfer funds using a username known as a cashTag or a QR code. The system allows users to avoid sharing bank details or mobile money numbers. Bitkap offers free international transfers, which eliminates fees that often increase the cost of cross-border remittances.

Bitkap also differentiates itself through instant currency conversion. Users can deposit funds in one currency and withdraw them in another without using traditional foreign exchange services and their often unfavorable rates. The application displays real-time exchange rate movements between the CFA franc (XAF) and the U.S. dollar (USD), which enables users to choose optimal conversion timing. The platform completes peer-to-peer transfers in four simple steps and provides continuous transaction tracking.

In addition, Bitkap allows users to generate instant virtual Visa cards for online payments on platforms such as Facebook, Amazon, Netflix, PayPal and betting websites. The application also enables immediate mobile airtime purchases in FCFA or USD for all mobile operators operating in Cameroon.

Signe Fokui Maxime earned a university diploma in mathematics in 2016 from the University of Douala. He obtained a bachelor’s degree in software engineering in 2019 from the University of Dschang. He later continued his studies in France at the École Supérieure des Technologies de l’Information Appliquées aux Métiers, where he earned a master’s degree in artificial intelligence in 2024.

He began his professional career in 2016 at Cameroonian fintech Ring Corporation as a developer. In 2019, he joined IT company ACESY as lead software development engineer. He later moved to French technology firm Dembou Consulting, where he worked as a Java developer until 2020.

This article was initially published in French by Melchior Koba

Adapted in English by Ange J.A de BERRY QUENUM