Like many African nations, Mauritania and Algeria have made digital technology central to their economic development. However, to successfully achieve digital transformation, these countries must bolster their cybersecurity efforts.

On Tuesday, October 8, Algeria's National Authority for the Protection of Personal Data (ANPDP) and its Mauritanian counterpart signed a partnership agreement to strengthen their cooperation through the exchange of experiences and expertise in personal data protection.

"This agreement will establish an ideal framework for cooperation in personal data protection, leading to important decisions and recommendations," stated Samir Bourehil (photo, right), president of the ANPDP.

This partnership is expected to enhance the cybersecurity of both Mauritania and Algeria, as these countries place digital transformation at the center of their economic development. The agreement comes at a time of rapid growth in digital commerce, where data flows are increasingly crossing national borders, according to the World Bank.

"Crossborder remittances or cross-border e-commerce requires consistent rules across countries to provide similar level of consumer protection.  Reaching regional consensus on data protection standards is needed to ensure compatibility and avoid fragmentation," the Bretton Woods institution noted in its report Regulating Digital Data in Africa, published in May 2024.

Isaac K. Kassouwi

Posted On vendredi, 11 octobre 2024 09:33 Written by

Developed to assist fashion designers with the daily management of their businesses, it also includes an integrated online store.

ProCouture is a digital solution developed by an Ivorian startup. The company, founded by Adama Bakayoko, aims to help tailors, particularly those in the informal sector, better manage their workshops. 

"Of all the tailors we’ve worked with, only a few know how much they earn each month. It’s important to have data, indicators. [...] The software allows you to check if the business is doing well," explains Adama Bakayoko.

The solution is available on iOS and Android, with over 500 downloads according to Play Store data. Users create an account to access the platform’s various features, which include appointment reminders, customer management, cash flow tracking, production management, and supplier coordination. A key benefit is that better management of their workshops could help tailors secure financing from financial institutions.

ProCouture also integrates an online store, enabling tailors to enter the ready-to-wear market via the mobile or web app. From a computer or smartphone, they can manage this online store along with their daily customer orders. Access to the platform’s features requires a subscription, costing 3,000 FCFA (about $5). 

In 2024, the startup won second prize at the Ivorian stage of the Orange Social Entrepreneur Prize for Africa and the Middle East.

Adoni Conrad Quenum

Posted On vendredi, 11 octobre 2024 08:58 Written by

She recognizes the difficulties logistics professionals encounter in obtaining loans to fund their operations. To tackle this issue, she's harnessing technology to streamline online loan applications, making the process more accessible and efficient.

Gugulethu Siso, a Zimbabwean marketing expert and entrepreneur, is the founder and CEO of Thumeza, a fintech platform that provides data-driven financing solutions to logistics players across Africa.

Thumeza, established in 2018, initially offered last-mile delivery services for e-commerce sites, small businesses, and retailers in Bulawayo, Zimbabwe. By 2019, it had evolved into a freight platform coordinating a network of small carriers. In 2021, Thumeza shifted its focus to financing logistics operators. The platform now provides loans to small carriers through an online loan management system, offering factoring services and early invoice settlements. It handles the entire lending process for its distribution partners, such as FMCG companies and logistics aggregators, allowing them to concentrate on their core activities.

Siso is also one of the Shouthern African representatives on the Afrikan Youth Business Council, a continental organization uniting private sector entities and institutions led by young people in Africa. In 2015, she co-founded Ninety Nine Investments, serving as CEO until 2017, a company offering retailers comprehensive cart management solutions.

A graduate of the University of Namibia with a Bachelor’s in Strategic Marketing (2015), Siso also participated as a coach in the 2022 Future Females entrepreneurship training program. She is an alumna of the Tony Elumelu Entrepreneurship Program (2018) and a provincial winner of Youth Connekt (2019). In 2020, she was selected for the Academy for Women Entrepreneurs, took part in the Google for Startups Accelerator Africa cohort, and was recognized as one of the Junior Chamber International (JCI) Zimbabwe’s Ten Outstanding Young Persons.

Melchior Koba

Posted On vendredi, 11 octobre 2024 08:54 Written by

Real-time payments meet the growing demand for speed and convenience in financial transactions. As consumer expectations evolve, having access to instant payment solutions becomes increasingly important. This not only benefits individuals but also strengthens trust and loyalty between customers and businesses​

Mastercard announced on October 8 that South Africa will be the first market to benefit from its real-time card payment technology, marking a significant step forward in the region’s digital payment landscape. The initiative will enable acquiring banks to process real-time card payments, with plans to extend the service to issuing banks in the future.

Gabriel Swanepoel, Mastercard’s Southern Africa country manager, emphasized the shift towards faster, more efficient payment processing to meet evolving consumer and business expectations. He stated, “By enhancing processing standards and delivering faster clearing and settlement, we aim to support small businesses with better cash flow and enable acquirers to manage liquidity more effectively.”

The company will implement new processing standards, including real-time clearing and more frequent settlement cycles, allowing South African merchants to receive same-day payouts. This initiative follows Mastercard’s recent network enhancements in South Africa, designed to facilitate local transaction processing.

Mastercard is collaborating with ACI Worldwide to help local acquirers adopt real-time transaction standards. The partnership aims to boost liquidity and improve payment experiences for businesses and customers alike.

This rollout is part of Mastercard’s broader strategy to drive digital transformation in cash-heavy regions. The Payments Study Report 2023 by the South African Reserve bank reveals that 98% South Africans use cash for payments. It highlights the significant potential impact of Mastercard's new real-time card payment services.

This initiative could be pivotal in reducing the country’s reliance on cash by offering faster, more secure, and convenient payment options. Given that cash transactions often come with security risks and limited transparency, Mastercard’s real-time payments could accelerate digital payment adoption, promoting financial inclusion and economic efficiency.

Hikmatu Bilali

 

Posted On vendredi, 11 octobre 2024 08:51 Written by

A former investment banker with a passion for technology and innovation, he transitioned into entrepreneurship, focusing on cutting-edge technologies. He founded a digital bank in his home country.

Schalk Burger (photo) is a South African accountant and entrepreneur. He is the founder and CEO of Xhuma, a digital bank designed to offer its users greater financial freedom.

Founded in 2021, Xhuma provides a range of solutions to South Africans. Through PeerPay, users can send and receive money instantly. The startup's LoyaltyHub centralizes the most attractive loyalty cards and promotional offers while ensuring the security of transactional accounts. 

Xhuma also offers SpendSense, which helps users manage their expenses responsibly. With GroupPay, bills can be shared among friends and family. Group Vaults, meanwhile, allows for the management of contributions, savings, withdrawals, and payments without administrative hassle or extra fees. Finally, TravelGenius makes booking flights, accommodations, excursions, and airport shuttles easier for South Africans.

In addition to Xhuma, Burger is also the founder and CEO of Xhuma Talent, an AI-powered platform launched in 2020 to connect talent with corporate job opportunities. Back in 2010, he founded Clothing4children, a charitable initiative focused on collecting clothing donations. In 2014, he co-founded the Samaritan Fund, an organization aimed at addressing South Africa's growing social needs, where he served as director until 2021.

The entrepreneur holds a bachelor’s degree in accounting and law from Stellenbosch University, which he earned in 2017, the same year he obtained a bachelor’s in accounting from the University of Johannesburg. In 2018, he joined Investec, a financial management firm, as an internal auditor.

In 2020, Burger received multiple accolades. Notably, he was a finalist for the CEO of the Year award at Africa Tech Week and the Entrepreneur of the Year award at Startup School Africa. He also won the AppsAfrica award in the Edtech category and was a global finalist for the Global Edtech Startup Awards.

Melchior Koba

Posted On vendredi, 11 octobre 2024 08:32 Written by

The development of e-health in Africa is expected to facilitate access to healthcare for millions of people, even in remote areas. Although the continent lags behind, it is making every effort to bridge this technological gap and improve its healthcare systems.

Togo recently launched the construction of a National Center for Digital Health (CNSD) in its capital; Lomé. Funded by the United Nations Development Programme (UNDP), this initiative aims to improve healthcare accessibility through the use of new technologies.

"The National Center for Digital Health will oversee the operational governance of digital health activities by establishing key elements such as interoperability and project compliance, as well as gathering health data to support epidemiological surveillance," said Aristide Afèignindou Gnassingbé, Minister Health Advisor, Permanent Mission of Togo to the UN in Geneva, and National Coordinator for Digital Health in Togo.

The CNSD launch aligns with the Togo Digital 2025 national strategy. This project, announced in the wake of the Covid-19 pandemic, highlights the importance of integrating ICT into the healthcare sector. Among the planned innovations is telemedicine, a crucial branch of digital health that has become an essential tool. It will facilitate teleconsultation, tele-expertise, remote monitoring, and tele-ultrasound services.

The center is also expected to serve as a platform for developing digital health solutions, strengthening the country’s ability to respond to health crises through automated surveillance systems and optimized management of medical resources. Additionally, it will accelerate the digitization of healthcare infrastructure nationwide, particularly by incorporating electronic medical records and promoting the training of healthcare professionals in new technologies.

Samira Njoya

Posted On jeudi, 10 octobre 2024 12:30 Written by

Last September, Morocco launched its "Digital Morocco 2030" program. Since then, various initiatives have been implemented to achieve the goals outlined in the strategy document.

On Monday, October 7, Hassan II University of Casablanca signed agreements with several tech companies. The goal is to offer students training programs tailored to meet the new demands of the job market in the technology sector.

According to Fatima Zahra Alami (photo, left), the university’s vice president in charge of academic affairs, the partnership aims to provide students with digital skills to complement their academic education. This initiative seeks to align their training with the growing demands of the labor market, where digital transformation plays an increasingly important role.

The initiative is part of the National Plan for Accelerating the Transformation of Higher Education, Scientific Research, and Innovation, launched in February 2022. It aligns with Digital Morocco 2030, which aims to train 20,000 tech professionals by 2026 and 45,000 by 2030. The plan also envisions upskilling around 50,000 individuals for digital careers by 2030.

In this context, boosting the capacity of educational institutions to train more digital talent and scaling up various retraining mechanisms—such as bootcamps, coding schools, and certification programs—are among the key measures taken by Moroccan authorities.

The agreement’s signatories include American tech companies Oracle, Cisco, DXC, and Fortinet, as well as China's Huawei and Moroccan firm NearSecure.

Adoni Conrad Quenum

Posted On jeudi, 10 octobre 2024 12:21 Written by

Establishing data centers enhances Africa’s digital infrastructure. This benefits industries that rely on secure, localized data storage and supports the continent's broader digital economy transformation.

Huawei Technologies has announced its plan to establish a data center in Nigeria to address local data storage needs. This announcement was made by David Olaiya, Huawei Nigeria's Head of Cloud Fintech Business Development, during Nigeria Fintech Week in Lagos, which is taking place from October 8 to 10.

Olaiya revealed that the facility, set to launch on October 31, will enhance data sovereignty and reduce latency for Nigerian businesses. “Huawei’s data centre will allow businesses to keep their data resident in Nigeria; a significant advantage for fintech companies that require stringent adherence to data protection laws,” he said.

The center, ‘Cloud Site,’ will provide dedicated local support and connect to Huawei’s global cloud infrastructure. It will serve as an extension of its existing cloud infrastructure in Johannesburg, South Africa, and will be linked to its data center in Dublin, Ireland.

Establishing the data center signifies an important step forward for the country's digital landscape, offering numerous benefits that align with Nigeria's broader digital transformation goals. This infrastructure is set to support local industries by providing secure, localized data storage, which is crucial for compliance with Nigeria's data protection laws. Additionally, it will help to reduce latency and improve the reliability of digital services - a key factor in enabling industries like fintech, which demand stringent data protection and high-speed connectivity.

Hikmatu Bilali

Posted On jeudi, 10 octobre 2024 12:18 Written by

In the DRC, the telecommunication sector is undergoing significant modernization. To ensure its overall development, the country can rely on strategic partners such as the World Bank, which plays a key role in supporting this transformation.

The International Finance Corporation (IFC) will support the telecommunication sector in the Democratic Republic of Congo (DRC). The decision was announced during a meeting on Tuesday, September 8, between the Minister of Posts, Telecommunications, and Digitalization, Augustin Kibassa Maliba (photo, left), and Mary Porter Peschka (photo, right), IFC’s Regional Director for East Africa.

We discussed the willingness  [of]  the International Finance Corporation to support the Congolese government in the development of the telecommunications sector. The telecommunications sector is of paramount importance, both for the DRC and for our group,” said Mary Porter Peschka.

This initiative is part of the DRC's National Digital Plan (Horizon 2025) which makes telecommunications a key sector. The country is already seeing positive effects from this momentum, with mobile phone subscribers increasing by 6.4 million, from 49.8 million in 2022 to 56.2 million in December 2023, according to the Congolese Postal and Telecommunications Regulatory Authority. Meanwhile, mobile market revenues in the DRC reached 11.898 billion CFA francs ($19.9 million) in July 2023, a 9.7% increase compared to the previous year.

The IFC’s support in the DRC will focus on several strategic areas, including strengthening digital skills and developing and modernizing digital infrastructure, among others. The overarching goal is to create a favorable environment for innovation and investment by attracting new private sector players while boosting the competitiveness of local businesses.

Samira Njoya

Posted On jeudi, 10 octobre 2024 08:50 Written by

In the first half of 2024, Moroccan startups attracted $14 million in funding, according to Africa: The Big Deal. The government has also committed to supporting these startups through its national digital strategy.

Moroccan Digital Minister Ghita Mezzour (photo) recently announced a 240 million dirhams (approximately $24.5 million) investment to boost innovation and support local startups. Announced, on October 8th, at the opening of the 6th edition of the African Digital Summit, the investment aims to boost demand for innovative services. 

We have allocated a budget of 240 million dirhams to stimulate domestic demand for innovative services, prioritizing purchases from local startups and giving them access to outsourcing opportunities, so they can export their solutions beyond our borders,” Mezzour stated.

This initiative comes at a time when African startups are increasingly struggling to attract capital. It is part of the "Digital Morocco 2030" strategy, which aims to boost the local tech ecosystem. According to data from Partech Africa, Moroccan startups secured $33 million in 2021, $26 million in 2022, and $93 million in 2023.

State support is expected to strengthen the country’s tech entrepreneurial fabric, stimulate job creation, attract foreign investors, and further solidify Morocco’s position as a regional tech hub.

Adoni Conrad Quenum

Posted On jeudi, 10 octobre 2024 08:26 Written by
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