• Nigerien fintech iFutur launched the iPay Money payment aggregation platform to help merchants accept multiple digital payment methods through a single system.
• The platform enables businesses to accept mobile money, bank cards, payment links and QR code payments while managing transactions from a unified dashboard.
• The solution also supports offline merchants through USSD payments, allowing transactions on basic mobile phones without internet access.

Nigerien startup iFutur, which operates from Niamey, developed the fintech solution iPay Money to provide payment aggregation services for merchants, organizations and service providers.

The platform allows companies to accept multiple payment methods through a single infrastructure. Customers can pay using mobile money, bank cards, payment links or QR codes.

This approach aims to simplify payment collection for merchants while improving the payment experience for customers.

The platform enables businesses to centralize transaction management through a single dashboard. Merchants can track payments, manage incoming funds and transfer money to partners or suppliers from the same interface.

The system therefore reduces operational complexity for companies that handle several payment channels simultaneously.

The solution targets businesses with websites as well as merchants operating offline. Offline merchants can use tools such as USSD payments, which allow users to complete transactions from basic mobile phones without requiring internet connectivity.

This functionality expands access to digital payments in markets where smartphone usage and internet penetration remain uneven.

According to the company, the platform integrates several payment partners, including mobile money operators and bank card networks.

This integration increases the range of payment options available to users and allows merchants to accept payments from multiple financial ecosystems.

Beyond payment acceptance, iPay Money offers additional digital services. The platform allows businesses to collect funds online, create digital storefronts and automate payment transfers. These tools position the solution as a broader financial infrastructure for merchants and service providers.

Through this infrastructure, the fintech aims to support the digitalization of transactions in Niger and the wider region. The company also seeks to strengthen financial inclusion by making electronic payment tools more accessible to businesses and merchants.

This article was initially published in French by Adoni Conrad Quenum

Adapted in English by Ange J.A de Berry Quenum