• Gachlem Ngassaki-Zoni founded DigiPay Group in 2020 to facilitate real-time digital payments and cross-border money transfers across Africa.
• DigiPay connects users to a broad network of mobile money operators, banks, and international payment networks to improve transaction speed and interoperability.
• The entrepreneur previously served as Regional Director for West and Central Africa at cross-border payments specialist TerraPay before launching his ventures.

Gachlem Ngassaki-Zoni is a Congolese entrepreneur and the founder and chief executive officer of DigiPay Group, a pan-African fintech company specializing in digital payments and money transfers.

Founded in 2020, DigiPay aims to streamline financial transactions across borders. The company enables users to send, receive, and manage payments in real time. Moreover, the company relies on an extensive network of partners that includes mobile financial service operators, banks, and international payment networks.

As a result, DigiPay seeks to improve connectivity between African payment ecosystems and global financial networks.

DigiPay structures its offering around several complementary services. The company provides money transfer solutions that facilitate remittances between Africa and numerous destinations worldwide. These services target both individuals who support family members abroad and entrepreneurs who need to execute international payments.

The company emphasizes the speed, simplicity, and security of its transfer operations. Furthermore, DigiPay aims to reduce friction in cross-border transactions and improve access to international financial services.

In addition to money transfer services, DigiPay markets a range of digital payment cards under the DigiCard brand. The company offers these cards to individuals, freelancers, and businesses. The cards allow users to make purchases, pay for subscriptions, and manage business-related expenses through digital channels. Consequently, DigiPay is expanding its product ecosystem beyond remittances and payment processing.

Alongside his fintech activities, Gachlem Ngassaki-Zoni serves as founder and chief executive officer of Gachlem.com, a real estate company that he launched in 2022. He also holds a shareholder position in Noki Noki Services, a Congolese express grocery delivery company. These investments reflect his broader interest in technology-enabled business models and consumer services.

Gachlem Ngassaki-Zoni holds a master's degree in economics and management from Paris 1 Panthéon-Sorbonne University, which he obtained in 2019. Before launching his entrepreneurial ventures, he strengthened his industry expertise through several professional roles. Most notably, he served as Regional Director for West and Central Africa at TerraPay, a company specializing in cross-border payments. 

This article was initially published in French by Melchior Koba

Adapted in English by Ange J.A de Berry Quenum