Yao Baku uses technology to simplify business operations, automate vital processes, and turn internal company challenges into effective solutions.

Yao Baku is a Ghanaian entrepreneur specializing in financial technology. He co-founded and currently leads Regulon, a start-up focused on streamlining onboarding and automating regulatory compliance.

Founded in 2024, Regulon is building a platform to cut customer onboarding time from weeks down to seconds across African and European markets. The platform centralizes compliance checks and lowers the costs tied to these procedures.

Regulon offers several automated tools. Its platform features an identity verification system that checks companies and beneficial owners against over 140 official registers and multiple data sources to verify entity legitimacy. It also includes a compliance analyzer and a fake-document detection system. Additionally, the platform assesses the online presence and activities of client firms.

Regulon employs "Artificial Narrow Intelligence," a focused AI that collects, synchronizes, and verifies documents. A virtual agent named Rosa manages this process, automating onboarding decisions and ensuring proper data handling.

Before Regulon, Yao Baku co-founded Pennysmart, another fintech start-up, in 2018, where he served as chief growth officer until 2022. He earned a Bachelor's degree in Real Estate from Kwame Nkrumah University of Science and Technology in 2015. Later, in 2022, he completed a postgraduate diploma in Information and Communication Technology from the Ghana Institute of Management and Public Administration.

In 2020, Baku joined Flutterwave as a Product and Growth Associate. From 2022 to 2024, he worked as product manager at London-based Verto, a payment solution helping businesses send funds internationally.

This article was initially published in French by Melchior Koba

Edited in English by Ange Jason Quenum