Edward Ndichu Expands Cross-Border Payments Through Wapi Pay

By : Melchior Koba

Date : mardi, 23 juin 2026 14:21

« Les entreprises ne sont pas seules face à ces défis. Pour réussir leur transformation digitale, elles ont besoin d’un partenaire, et ce partenaire est Orange Cloud & Cyber Solutions », a déclaré Pacôme Boidi, Manager Senior en charge de la coordination de la vente.

  • Kenyan entrepreneur Edward Ndichu co-founded Wapi Pay in 2019 to simplify cross-border payments between Africa, Asia, the United Kingdom, and the United States.
  • The platform provides real-time visibility on exchange rates, transfer amounts, settlement methods, and transaction status.
  • Wapi Pay offers digital wallet services for individuals and payment management tools for businesses, including mass payouts and large-scale transactions.

Kenyan finance entrepreneur Edward Ndichu serves as co-founder and chief executive officer of Wapi Pay, an international payments platform that facilitates money transfers between Africa, Asia, the United Kingdom, and the United States. Ndichu launched the company with his brother, Paul Ndichu, in 2019. The startup seeks to address longstanding challenges surrounding transparency, speed, and efficiency in multi-currency transactions.

Wapi Pay enables individuals and businesses to send, receive, and manage cross-border transactions through a transparent payment infrastructure. Before users authorize a transaction, the platform displays the exact transfer amount, the applicable exchange rate, the destination currency, and the selected payout method in real time. As a result, users can evaluate transaction costs and settlement details before completing a transfer.

Wapi Pay also offers a digital wallet that allows users to store funds and execute transfers quickly. The service enables transfers to bank accounts, mobile wallets, and other Wapi Pay users. Moreover, the platform provides visibility throughout the payment journey, allowing users to track funds at every stage while enhancing transaction security.

In addition to retail services, Wapi Pay provides businesses with tools that centralize payment management. Companies can collect funds, execute mass payouts, and monitor transaction status through a single platform. The fintech aims to simplify commercial operations and strengthen relationships between businesses and international suppliers.

Furthermore, Wapi Pay offers a tailored service for large-scale financial operations. The premium solution enables large organizations to manage significant payment volumes while receiving dedicated support from the initial quotation request through final settlement.

Alongside his responsibilities at Wapi Pay, Edward Ndichu serves as an investment partner at Future Hub Africa, where he supports entrepreneurship and innovation across the continent. Ndichu earned a degree in management information systems and statistics from Murdoch University in Australia in 2006.

Before launching Wapi Pay, he built his career across banking, technology, and telecommunications. He served as Director of Financial Services at SBM Bank Kenya between 2014 and 2015. He later moved into the technology sector and became Managing Director of Opera Software in 2018. He subsequently assumed the same position at Kenyan fintech Opay in 2019, further strengthening his expertise in digital financial services.

This article was initially published in French by Melchior Koba

Adapted in English by Ange J.A de Berry Quenum

 

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